A car accident can be a traumatic event that leaves you feeling overwhelmed and unsure of what to do next. In Ontario, there are certain obligations you need to fulfill after an accident. This blog aims to help guide you through these responsibilities.
1. Ensure Safety
Your first obligation is to ensure the safety of everyone involved. If it’s safe to do so, move your vehicle out of traffic. Check on the condition of all parties involved and call 911 if there are any injuries.
2. Report the Accident
You are required by law to report the accident to the police if there are injuries or if the total damage to all vehicles involved appears to be more than $2,000. If the police don’t come to the scene, you must report to a Collision Reporting Centre within 24 hours.
3. Exchange Information
Exchange information with the other driver(s) involved. This should include names, addresses, contact details, insurance company name and policy number, and vehicle details including make, model, and license plate number.
4. Document the Accident
Take photos of the accident scene, including damage to vehicles and any visible injuries. If there are witnesses, try to get their contact information as well. These might be helpful if there are disputes about who was at fault.
5. Notify Your Insurance Company
You should notify your insurance company as soon as possible after the accident. They can guide you through the process of making a claim.
6. Seek Medical Attention
Even if you feel fine, it’s a good idea to seek medical attention after an accident. Some injuries may not be immediately apparent and can worsen over time if not treated.
7. Keep a Record
Keep a record of everything related to the accident. This includes repair bills, medical expenses, and any communication with insurance companies or other parties involved in the accident.
Conclusion
Understanding your obligations after a car accident in Ontario can help ensure you navigate the aftermath effectively and protect your rights. However, every accident is unique and may require specific actions depending on the circumstances.
If you have been involved in a car accident and are unsure about your obligations or rights, consider reaching out to our team at One Stop Justice. We can provide expert legal advice to help you through this challenging time.
Disclaimer: This blog post is intended for informational purposes only and does not constitute legal advice. Always consult with a qualified attorney for legal advice related to your specific situation.
Sarah Thompson, Legal Content Specialist at One Stop Justice